General Questions

• What services does CredibiliT Investmart Private Limited offer?

  We offer a comprehensive range of financial solutions, including:

  • Investment and wealth management
  • Financial and retirement planning
  • Tax optimization
  • Estate and legacy planning
  • Insurance advisory
  • Lending and loan solutions
• How do I get started with CredibiliT Investmart Private Limited?

  You can begin your financial journey by scheduling a consultation via our website, email, phone, or by visiting our office. Our advisors will assess your financial needs and recommend suitable solutions.

• Is CredibiliT Investmart Private Limited regulated by any financial authority?

  Yes. We operate in compliance with regulations set by SEBI (Securities and Exchange Board of India) , AMFI (Association of Mutual Funds in India), RBI (Reserve Bank of India), IRDAI (Insurance Regulatory and Development Authority of India), and other applicable regulatory authorities.

Investment & Wealth Management

• What is the minimum investment required?

  The minimum investment amount varies depending on the product and investment category. Please contact us for detailed information.

• How does CredibiliT Investmart Private Limited determine the right investment strategy for me?

  Our strategies are customized based on your financial goals, risk appetite, investment horizon, and overall financial profile. We conduct a detailed assessment before recommending any investment solution.

• Can I track my investments online?
  Yes. We provide access to secure online platforms that allow you to track and monitor your investment portfolio in real time.

KYC & Account Setup

• How can I check my KYC status?

  You can check your KYC (Know Your Customer) status online through any of the following KRA (KYC Registration Agency) platforms:

  CAMS KRA: https://camskra.com/investorservices#kyc Check

  CVL KRA: https://www.cvlkra.com/ Check

  KFin Technologies (formerly Karvy KRA): https://karvykra.com/KARVYKRAKYCEnquiry.aspx Check

  NSDL KRA: https://kra.ndml.in/kra-web/jsps/pos/KYCClientInquiry_NEW.jsp Check

  You may check your status using your PAN number. If you face any difficulty or need assistance, our team at CredibiliT Investmart Private Limited will be happy to help.

• What documents are required for KYC verification?

  Typically, the following documents are required:

  • Identity Proof: PAN Card, Aadhaar
  • Address Proof: Aadhaar, Passport, Voter ID, or Utility Bill
  • Recent passport-sized photograph

Tax & Compliance

• How can I optimize my tax liability?

  We assist with tax-efficient planning through:

  • Tax-saving investments (such as ELSS)
  • Capital gains tax planning
  • Structuring investments for optimal tax efficiency
• Are my investments subject to capital gains tax?

  Yes. Capital gains tax applies based on the type of investment and holding period. Our team provides guidance to help minimize tax liabilities in a compliant manner.

Retirement & Estate Planning

• When should I start planning for retirement?

  It is advisable to start retirement planning as early as possible—ideally in your 20s or 30s—to benefit from long-term compounding and disciplined savings.

• Do you offer estate and legacy planning services?

  Yes. Through our empaneled full-service law firms, we assist with:

  • Will drafting
  • Trust formation
  • Succession planning
  • Legacy and wealth transfer planning

Insurance & Risk Management

• What types of insurance solutions do you offer?

  We provide advisory services for:

  • Life Insurance - Financial protection for your family
  • Health Insurance - Coverage for medical emergencies
  • General Insurance - Protection for assets such as home and vehicles
• How do I file an insurance claim?

  Insurance claims are filed directly with the respective insurance provider. Our team assists clients throughout the claim process to ensure a smooth and hassle-free experience.

Lending & Loans

• What types of loans are available through CredibiliT Investmart Private Limited?

  We are empaneled with leading financial institutions to offer:

  • Home Loans
  • Car Loans
  • Education Loans
  • Loans Against Property (LAP)
  • Working Capital and Business Loans
• How do I apply for a loan?

  You may visit our office or contact us for personalized assistance. Our team will guide you through eligibility checks, documentation, and further processing with the respective financial institutions.